Click here to download the Transfers Terms and Conditions

Click here to download the Salary Transfers Terms and Conditions

Click here to download the Call Center Services Terms and Conditions.

Personal Banking T&Cs

• General Electronic Account Opening T&Cs
• Advantage T&Cs
• Child Savings T&Cs
• Prepaid card T&Cs
• OAB Friends T&Cs
• Salary Transfer T&Cs
• Saving Basket T&Cs
• Elite T&Cs
• Idikhar Saving Account T&Cs

Forms: 

• Personal Loan Agreement 
• Housing Loan Agreement – Aldar
• Fix Deposit Application Form 

Personal Banking Key Facts Statement:

• Current Account Key Facts Statement
• Growth Account Key Facts Statement
• Personal Loan Key Facts Statement
• Car Loan Key Facts Statement
• Ramadan Auto Loan 2025 Key Fact Statement 
• Housing Loan Key Facts Statement
• High Yield Key Facts Statement
• Child Savings Account Key Facts Statement
• Child Savings Fixed Deposit Account Key Facts Statement
• Hasaad Savings Account Key Facts Statement
• Elite Growth Key Facts Statement
• Fixed Deposit Key Facts Statement
• Upfront Deposit Interest Key Facts Statement
• Savings Basket Key Facts Statement
• Credit Card Key Facts Statement
• Youth Account Key Facts Statement

Corporate Banking Key Facts Statement:

• Term Loan Facility
• Short Term Loan Facility
• Call Account
• Overdraft Facility
• Terms and Conditions for Transfers

• Consumer Rights and Responsibilities

• Charter of Consumer Rights and Responsibilities

Terms and conditions

• Letter of Guarantee – Specific Terms and Conditions
• Bills Discount Specific Terms and Conditions
• LC Master Agreement General Terms and Conditions

Forms 

• Trust receipt 
• AWB Endorsement Indemnity
• Bills Discount Specific Terms and Conditions
• Bill Discounting Request
• Corporate Guarantee 
• Personal Guarantee
• Facilities Offer Letter
• Facilities Offer Letter – Mini
• Credit Facility Agreement
• Shipping Guarantee Form
• Application for Bank Guarantee
• Irrevocable Documentary Credit Application E-Form
• Promissory Note Document