Consumer Loans
Quick, Convenient,
Affordable
Al Dar Housing Loan provides flexible solutions for multi-purpose financing needs.
Dreaming of a new car? Or need to upgrade your vehicle?
Make it possible with a car loan from Oman Arab Bank.
Offering low-interest rates starting from 4.75% per annum, you can finance a new or pre-owned car today.
financing is available for up to 10 years, for both new and pre-owned cars. OAB has also secured special agreements with car dealerships in the Sultanate for discounted rates on their best-selling cars, with a simple, transparent, and easy-to-understand process; follow our social media pages for more information.
| Company Grades | Rates p.a. | ||
| 12-24 months | 25-36 months | 37+ months | |
| (G, S, A & B) | 4.75% | 5% | 5.25% |
| Grade (C) | 5% | 5.25% | 5.75% |
| Retired Customer | 5% | 5.25% | 5.75% |
It’s a quick and hassle-free process. Visit your nearest OAB branch today to apply.
Stop dreaming. Start Driving.
T&C’s Apply
With OAB Markabati buying the car of your dreams could not be easier and more convenient! With Oman Arab Bank’s Markabati Auto Loan you will be in the driver’s seat faster than you can imagine.
With OAB Personal loan you will never be short of cash. Whether you are planning a luxurious wedding or a dream destination holiday, OAB personal loan will make it happen.
Offering the lowest interest rate across the nation starting from 3.75% per annum, you can finance a new or pre-owned car today.
With Ramadan on the horizon, you can now rev your engines rather than budgets thanks to the bank’s new attractive car loan package. Offering the most competitive and affordable prices on some of the most desirable cars, the package – the first of its kind for the bank – features the best interest rates in the market, starting from 3.75% per annum for two years.
In another first, financing is available for up to 10 years, for both new and pre-owned cars. OAB has also secured special agreements with car dealerships in the Sultanate for discounted rates on their best-selling cars, with a simple, transparent and easy-to-understand process; follow our social media pages for more information.
| Employer Group | Salary Transfer to OAB | Interest Rate Applied Based on Loan Tenure | ||
| 12-24 months | 25-36 months | 37+ months | ||
| G, S, A and B | Yes | 3.75% | 4.00% | 4.25% |
| C | Yes | 4.00% | 4.25% | 4.50% |
| Pensioners | Yes | 4.00% | 4.25% | 4.50% |
In addition, you can enjoy the following exciting benefits:
It’s a quick and hassle-free process. Visit your nearest OAB branch today to apply.
Stop dreaming. Start Driving.
This offer is valid until 31 May 2023.
Oman Arab bank enables you to apply for various loans (short-term and long-term) to help you fulfil your financial needs starting from 3.75 % per annum*
| Salary (OMR) | Rates per annum
|
Loan Type | Loan Tenure
(months) |
Company / Sector | Nationality | |
| 1 | Starting from OMR 400 | 3.75% | Short-term Personal Loan | 12 months | Government entities, Semi-Government, and companies registered with Oman Arab Bank | Omani and Expat |
| 2 | Starting from OMR 400 | 3.99% | Short-term Personal Loan | 24 months | Government entities, Semi-Government, and companies registered with Oman Arab Bank | Omani and Expat |
| 3 | Starting from OMR 400 | 4.25% | Short-term Personal Loan | 36 months | Government entities, Semi-Government, and companies registered with Oman Arab Bank | Omani and Expat |
| 4 | Starting from OMR 1,000 | 4.5% | Personal and Housing Loan Buyout +
Credit Card joining and annual fees waived for 2 years |
Up to 120 months | Government, Semi-Government and Grade A (including new hires) | Omani and Expat |
| 5 | Starting from OMR 1,000 | 4.7% | New Personal Loan | Up to 120 months | Government entities, Semi-Government, and companies registered with Oman Arab Bank | Omani and Expat |
| 6 | Starting from OMR 1,000 | 4.7% | New Housing Loan | Up to 300 months | Government entities, Semi-Government, and companies registered with Oman Arab Bank | Omani and Expat |
Apply now to enjoy this limited-time offer
*Terms and conditions