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Consumer Loans

Quick, Convenient,
Affordable

Al Dar Housing Loan

Al Dar Housing Loan provides flexible solutions for multi-purpose financing needs.

Features
  • Financing available for purchase of ready and under construction properties, land, renovation and self-construction
  • Loan tenure of up to 25 years
  • Down payment as low as 20%
  • Market beating interest rates
  • Special rate for government and semi-government employees
  • Clubbing of income allowed
  • Special Buyout offer for housing loans from other banks
  • Repayment holiday up to 18 months for the duration of the construction period
  • Financing available for iTC projects for expatriates.
Eligibility
  • Omani nationals and expatriates aged 18 and above
  • Minimum monthly salary OMR 500 for Omani nationals and OMR 1,500 for expatriates.
  • Documents required:
    • Must hold a valid Omani ID or resident card
    • Copy of passport or visa – for expatriates.
    • Transfer of salary to any Oman Arab Bank branch
    • Salary certificate from employer
    • End of service benefit – for expatriates.
Calculate
Apply

Markabati Auto Loan

With OAB Markabati buying the car of your dreams could not be easier and more convenient! With Oman Arab Bank’s Markabati Auto Loan you will be in the driver’s seat faster than you can imagine.

Features
  • Financing available for new and used pre-owned vehicles
  • Loan tenure up to 10 years
  • Down payment as low as 20%
  • Market beating interest rate.
  • Quick and hassle free loan processing
  • Tie ups with all leading auto mobile dealers to ensure best offers
Eligibility
  • Omani nationals and expatriates aged 18 and above
  • Minimum monthly salary OMR 325 for Omani nationals and OMR 500 for expatriates.
  • Documents required:
    • Must hold a valid Omani ID or resident card
    • Copy of passport or visa – for expatriates.
    • Price quotation from a car dealer
    • Transfer of salary to any Oman Arab Bank branch
    • Salary certificate from employer
    • End of service benefit – for expatriates.
Calculate
Apply

Personal Loan

With OAB Personal loan you will never be short of cash. Whether you are planning a luxurious wedding or a dream destination holiday, OAB personal loan will make it happen.

Features
  • Financing available for personal consumption and loan buyout
  • Loan tenure up to 10 years
  • Market beating interest rate
  • Special rates for government and semi-government employees
  • Quick and hassle free loan processing.
  • Installment payment holidays on special occasions
Eligibility
  • Omani nationals and expatriates aged 18 and above
  • Minimum monthly salary OMR 325 for Omani nationals and OMR 500 for expatriates.
  • Documents required:
    • Must hold a valid Omani ID or resident card
    • Copy of passport or visa – for expatriates.
    • Price quotation from a car dealer
    • Transfer of salary to any Oman Arab Bank branch
    • Salary certificate from employer
    • End of service benefit – for expatriates.
Calculate
Apply

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