Bancassurance

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Motor Insurance

Buy Car Insurance at very attractive rates. Comprehensive cover starts from 1.99% onwards. Attractive offers for private vehicles third party insurance. Contact our nearest branch or WhatsApp your Mulkia on: 71520776 for a quotation.

Oman Arab Bank and National Life & General Insurance Company have put together a comprehensive Motor Insurance plan for Oman Arab Bank customers. Whether you are buying a new car or renewing your existing car insurance, we can provide you the best cover with affordable prices.

Motor Comprehensive Benefits

  1. UAE cover FREE
  2. Attractive motor insurance rates
  3. AAA card roadside assistance (optional)
  4. STF cover
  5. Agency repair for brand new vehicles – Up to 1 year from date of first registration

In addition to the Comprehensive cover, NLGIC also provides Third Party cover plans.

Health Insurance

Introducing National Life and General Insurance Company’s unique Health Insurance Plans for Oman Arab Bank customers . It covers you for both inpatient and outpatient medical services and much more.

Benefits :

  • It uniquely covers both in-patient and out-patients.
  • Offers Cashless facility.
  • Option of In house pharmacy access
  • Coverage for hospitalization, pre and post hospitalization expenses.
  • Option for optical & dental cover.
  • Competitive premium rates and simple procedure for joining.
  • No medical tests for admission. And simple claims process.
  • Less than 24 hours hospitalization also covered for specified treatments
  • In house settlement – no hassle of approvals from third party authorization.
  • Family discount on premium is available.( (Discount up-to a maximum of 7.5% depending on the size of the family)
  • Alternative Medicines covered
  • Pre-Existing and Chronic Conditions* (from second year onward)

Available programs:

Territorial Limit Cover Silver Gold Platinum
Territorial Limit – Elective Treatment Oman, India, Sri Lanka, and Bangladesh only Yes Yes Yes
Thailand only No Yes Yes
Other countries Yes Yes Yes
Territorial Limit – Emergency Treatment Worldwide excluding USA and Canada Yes Yes Yes

*Policy fee at OMR 3 per policy shall apply

Travel Insurance

Now travel tension free with National Life & General Insurance Company’s Travel Insurance Plan for Oman Arab Bank customers. Should you face any emergencies such as medical or travel delay, we will be able to protect you financially.

Table of Benefits Sum Insured   USD Excess
Personal Accident $ 30,000
Medical & Other Expresses (Evacuation /Repatriation) $ 100,000 $ 50 of each and every claim.

Medical and other Expenses (except $ 150 each and every claim in respect of  travel to USA and Canada)

For Winter Sports – Excess of $ 250 each and every claim
Emergency Dental Care $ 500
Hospital Daily Benefits $ 10 per each 24hrs stay – max. $ 300
Cancellation & Curtailment $ 5,000 $ 50 of each and every Claim. Cancellation and Curtailment

(although deposit only claims $ 25 each)
Baggage & Personal Effects

–          Single Article limit

–          Jewellery and valuable limit

 $ 5,000

$ 1,000

$ 1,000

 $ 50 of each and every claim
Delayed baggage’s $ 500 $ 50 of each and every claim
Money /travelers /cheques/documents /passport $ 1,000 $ 50 of each and every claim
Travel Delay

Abandonment

Missed Departure

 $ 120

$ 750

$ 2,500

 $ 50 of each and every claim
Personal Liability $ 1,000,000 $ 50 of each and every claim
Hijack benefits $ 10 per each 24 hours – max. $ 200
Catastrophe cover $ 750

Home Contents Insurance

Oman Arab Bank and National Life & General Insurance Company will help you protect your Home with our comprehensive Home & Content Insurance plan. Protecting your contents and valuables has never been easier with Oman Arab Bank.

Home content, Personal Belonging & Building Benefits:

  1. Fire, explosion ,lightning ,subterranean fire Storm, tempest and flood
  2. Riot, strike, malicious damage, vandalism damage by Aircraft, vehicle or animals
  3. Burst of pipes or tanks
  4. Theft or any attempt of theft
  5. Earthquake or volcanic eruption
  6. Property owner’s
  7. Breakage of fixed glass & sanitayware
  8. Architects and Surveys Fees
  9. Removal of debris

NLGIC insurance provides additional coverage on your Home content insurance which include:

  • Furniture, Fixtures
  • Home Appliances (including Air Conditioners & Washing Machines)
  • Entertainment Equipment (including TV sets & Home Theatre Systems)
  • Kitchen Appliances, Utensils & equipment’s Crockery
  • Furnishings, Furnishings, Bed-room Linen and Personal effects.

Comprehensive Personal Insurance

Ease the burden on your family by protecting yourself in the event of a permanent disability or worse with the Personal Accident Insurance plan from Oman Arab Bank and National Life & General Insurance Company.

Benefits Sum Insured
Natural Death OMR 3,000
Accidental Death OMR 8,000
Accidental Medical Expenses OMR 1,000
Permanent Partial Disability Due to Accident OMR 1,000
Repatriation OMR 500
Permanent Total Disability OMR 1,000 or 75% of  monthly income for one year ( whichever is lower)

*Entry Age from 18 to 54

Critical Illness Insurance

Oman Arab Bank and National Life & General Insurance Company offers you the financial help to pay the costs associated with life-altering illnesses. Critical Insurance plan has been designed for Oman Arab Bank customers offering a lump sum payment when needed.

Illnesses covered by the policy :

  1. Heart Attack
  2. Cancer
  3. Kidney Failure
  4. Major Organ Transplant
  5. Multiple Sclerosis
  6. Stroke (Cerebrovascular Incident)
  7. Coronary Artery  Bypass Surgery
  8. Paralysis
  9. Blindness
  10. Loss of speech

Eligibility

This offer is for Oman Arab Bank Customers from the age group of 18-64 years. The cover ceases at the age of 65.